Your Independent Source to
Self Funding

IDA is an independently operated TPA with 40+ years of experience administering self-funded benefit plans for commercial, governmental, and Taft-Hartley union clients. Based in Oakland, NJ, IDA keeps everything in-house, delivering expert guidance, real accessibility, and the flexibility to administer the plans you design.

Book a Consultation

Who Are We

IDA is a 100% independent nationally recognized TPA, administering self funded group health benefit plans for more than 40 years for our commercial, municipal, county, and Taft-Hartley union clients.

Medical, Prescription, Dental, Vision, FSA, HRA, HSA, differential plans, and carve out plans. If you can design it, IDA can administer it. Located in Oakland NJ, nothing is outsourced. Top to bottom, we are accessible, where you reach a person. Expert knowledge guides each step, answering each question. Big and small, governmental, union or commercial, you're in good hands with IDA.

About Us

Independently owned! No co-ownership with carriers, brokerages or external investors.

States where IDA beneficiaries live

$0M+

in claim payments for 2025

$0M+

in claim payments for 2025

Years of combined expertise guiding business strategy and execution.

Take Control Over Your Health Insurance

Become Self-Funded

Learn More

There is an alternative to paying a premium and having no idea what was received in return. Self Funding means you don't pay retail. IDA sources the best network in terms of reach and price for your population. Likewise for prescriptions through a PBM. Out of network claims are repriced by best in class vendors. Risk is capped through the placement of stop loss insurance. IDA receives and processes all claims, supervising all vendors and operations. All fees are set in advance and clearly stated. Claims costs are itemized. Know exactly what you’ve paid for. Make your CFO glad again. Take back control of your company's health expense.

Let’s build the future — together.

Our Services

Our Expertise

Plan Administration & Claims

IDA simplifies benefits administration with expert claims processing, cost-saving pharmacy solutions, and strategically optimized provider networks. With decades of experience and complete transparency, we help clients reduce costs while enhancing member access and plan performance.

Claims Adjudication

Pharmacy Access

Provider Network Access

Reinsurance & Risk Management

IDA delivers dynamic cost control and comprehensive protection through out-of-network claim solutions and strategically marketed reinsurance. With hands-on management of reporting and reimbursements, we ensure seamless administration and optimal financial performance for your plan.

Out-of-Network Solutions

Reinsurance Marketing

Reinsurance Management

Plan Funding & Financial Reporting

IDA simplifies plan administration with insightful reporting, consolidated billing, and flexible claims funding solutions that put you in control. With transparent processes and seamless payment fulfillment, we help streamline operations and enhance financial clarity.

Reporting

Consolidated Billing

Funding & Payment Fulfillment

Member Support & Plan Operations

IDA enhances plan operations with personalized, on-site customer service, flexible enrollment support, and fully customized plan design. Our hands-on approach ensures efficiency, accuracy, and an exceptional member experience.

Customer Service

Enrollment

Plan Design & Building

Compliance, Auditing & Advisory Support

IDA strengthens plan integrity and compliance with independent auditing services and expert back-room adjudication support. We also ensure full regulatory alignment by managing required filings and keeping your plan prepared for evolving compliance demands.

Auditing

Compliance

About Us

The IDA Difference

Tired of endless annual premium increases, never knowing what was actually spent? Not with self funding. Pay only for charges as they are incurred. All administration costs are set in advance. Transparency and accountability through plan performance reports - because it is your data after all.

We serve both private and government employers, unions, consortiums, HIFs, brokers, providers and patients. Independently owned, we provide what you actually need, not pre-planned or canned products. Whatever aspect, from consulting to full administration or just a portion thereof, we never forget who the client is - YOU.

About Us